Are you deciding between HDB and private property?
How many times can an investor flip properties in a lifetime? While flipping can generate quick capital, long-term wealth is usually built by holding multiple properties. For many investors, flipping serves as a stepping stone to accumulate enough funds to expand their portfolio by mid-life. A good rental property generates steady passive income after covering all expenses. Ideally, this income should help grow the portfolio faster; otherwise, it simply sustains the investor's current lifestyle without driving real growth. Starting young is crucial because, like many others, I took time to fully understand this — and by then, age can limit your ability to act. Let’s not repeat the same mistake. Are you deciding between HDB and private property? This has become a common consideration for many buyers, partly because the loan assessment process differs significantly between the two. Yet, while many focus on affordability and the appeal of lower monthly mortgage payments, it’s worth ...
